A Forensic Mortgage Audit is a concise examination of loan documents that were compiled for the approval and servicing of your mortgage. Furthermore, many people may have been discriminated against or defrauded due to age, race, gender, etc. If you think this may have happened to you, we recommend that you call us.

The process begins with a thorough examination of the initial application, appraisal, lender file, final title or settlement information and any other documentation our client has in their possession. This review consists of an in depth review of your loan documents in order to find any discrepancies and/or violations regarding HUD, TILA, RESPA, HOEPA, HMDA, ECOA and other federal regulations. In addition to Federal Regulations, we identify and make certain that there were no violations against consumer predatory lending and state laws as well as proper licensure of the Loan Officer and/or Broker. Upon completion of this process, our client receives a detailed itemization of our findings. Through these discoveries our clients often retain our firm to represent them in foreclosure defense or for assistance in modifying their existing loan into a lower rate, lower mortgage payment and/or longer term for their loan.

During these past years when the economy was flourishing, many individuals purchased a new home or chose to refinance their home. Unfortunately, a large percentage of these individuals were taken advantage of intentionally or mistakenly. Let The Law Office of Darren Aronow, P.C. find out if you have any recourse against your lenders.